Pension and Financial Planning Support for SMEs

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Company Pension Scheme Advice for SMEs in Ireland

We specialise in supporting SMEs with Company Pension Schemes, Employee Benefits, Pension Governance, Trustee services, and ongoing consultancy tailored to the needs of growing businesses.

With over 25 years of industry experience, Brian Lacey works closely with SME owners across Ireland, providing practical guidance that helps businesses navigate pension responsibilities confidently.

Do Companies Need to Provide a Pension Scheme?

One of the most common questions employers ask us is: “Do companies need to provide a pension scheme?”

With the introduction of Ireland’s Pension Auto-Enrolment and ongoing pension legislation changes, employers are becoming increasingly aware of their responsibilities around employee pension access and retirement planning support.

Business owners also frequently ask:

  • When does a company have to provide a pension scheme?
  • What are my obligations as an employer?
  • What pension structure works best for my employees and business?

We help SMEs understand their obligations clearly while designing pension solutions that are practical, compliant, cost-effective, and suitable for their workforce.

Our corporate pension services include:

Pension Trustee Services

Acting as Pension Professional Trustee for pension schemes as either Sole Trustee or Joint Trustee.

Pension Scheme Oversight

Monitoring pension providers to help ensure schemes are operating efficiently, compliantly, and cost-effectively.

Employer Pension Guidance

Helping company owners understand pension legislation, employer obligations, and upcoming regulatory changes.

Specialist SME Support

Providing tailored pension advice for medium-sized businesses that may not receive personalised service from larger pension providers.

Company Director Financial Planning

Supporting Company Directors with pension planning, financial protection, and tax-efficient wealth planning strategies.

What You Can Expect

When you work with Pension Structures, you gain access to experienced pension professionals who can help you:

  • Implement a company pension scheme.
  • Manage ongoing pension administration.
  • Understand employer pension obligations.
  • Navigate new legislative changes.
  • Support employee financial wellbeing.
  • Build a pension structure that works for both your business and your employees.

Our goal is to simplify pension management so you can focus on growing your business with confidence.

Why SMEs Choose Pension Structures

  • Experienced in implementing pension schemes for SMEs.
  • Longevity – in the business since 1996.  
  • Personalised Service for Employers and Directors.
  • Cost-Effective Pension Scheme Oversight.
  • Regulated by the Central Bank of Ireland.

We understand that every business operates differently. That is why our advice is tailored specifically to your company structure, workforce, and long-term objectives.

Schedule a Consultation with Brian

If you are a business owner or SME employer looking to implement or review a company pension scheme, Pension Structures can help.

Arrange a consultation to discuss your business needs, pension responsibilities, and employee benefits strategy.

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